Be Prepared for the Difficult Moments

Someone suffers an accidental injury every 2 seconds in the home, every 6 seconds at work and every 9 seconds while driving a motor vehicle.

An accidental injury can be devastating for you and your family – not just physically, but financially.

Medical treatment and ongoing care for an injury can be costly. Even with the best medical benefits available, there may be some expenses that won’t be covered.

Offset those expenses with an accident insurance policy.

Our coverage provides a cash benefit to help:

  • Pay for out-of-pocket medical expenses
  • Supplement daily living expenses
  • Cover lost income for unpaid time off work


Available Benefits

  • Lump-sum cash benefit paid directly to the insured
  • Express Benefit
  • Flexible plan design
  • 24-hour and off-job coverage
  • Coverage for the most common accidents
  • Initial care/emergency benefits
  • Annual benefit maximum
  • Fully portable coverage

Optional Features

  • Spouse and child(ren) coverage
  • Catastrophic (AD&D) coverage
  • Annual health screening
  • Family care


Get in touch with a Digital Insurance agent today!  Refer to the Resources tab to find a local agent.

You are under no obligation to buy an accident insurance plan when using our site. After submitting your application you may cancel it at any time during the underwriting process. When you submit an application you will typically include your credit card number or a check for the first premium payment. If you are charged or your check is cashed and you are denied for coverage or cancel your application prior to approval, the insurance company will issue a refund.

Our Top FAQs

To get proof of insurance, you can contact your agent or call 800-012-3456
To check your claim status,you can contact your agent, call 800-012-3456 or click on "CLAIMS CENTER" then click "Track a Claim"
Digital Insurance uses a credit-based insurance score to predict insurance losses. Studies show that considering credit creates a more accurate insurance rate. Credit history is being used by a vast majority of insurers today. By predicting potential losses better, Nationwide can provide a more appropriate rate for each customer. Our experience shows that about half of our existing customers receive a rate decrease based on their credit score.
Digital Insurance uses many factors to determine your score. Some of the more common factors are: Payment history (delinquencies or late payments) Length of time of credit history (when was your credit history established? Types of credit (credit cards, finance company installments, etc.) When determining your score, gender, marital status, age, ethnicity, address and income are not considered.
At Digital Insurance we value our customers. We have an Extraordinary Life Circumstance process that applies to all states. If your credit information has been directly influenced by one of the following events you may qualify for reconsideration of your premium. Catastrophic event, as declared by the federal or a state government Divorce/dissolution of marriage Death of a spouse, child or parent Serious illness or injury, or serious illness or injury to an immediate family member Temporary loss of employment for a period of three months or more, if such loss is due to involuntary unemployment Military deployment overseas Identity theft Total or other loss that makes a home uninhabitable For more information, talk to your agent or call 800-012-3456. We may require you to provide documentation of the event and an explanation of how that event affected your credit.

Need to speak to us?

Give our friendly team a call on:

0800 012 3456

Contact Numbers

Lines are open 8am to 10pm every day except Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

Prefer to talk face-to-face?

Pop into your nearest branch for a chat.

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