Home Loans

Your New Home

At Wynde Bank we offer several mortgage options designed to meet your needs in line with your lifestyle.

The kind of mortgage you choose has a big impact on how much you end up paying over time, the down payment amount, the term or duration of the loan and your ability to budget and plan for the future. It also affects the level of risk you will have.

First time home buyers who plan to stay in their new homes for a long time typically will choose a Fixed Rate Mortgage, while others may want to consider an ARM even though there is a risk that their rates will rise once the fixed period expires. There are pros and cons of both and other options to consider.   We'll help you understand and decide.

Apply online today to see if you pre-qualify for a home loan. 

Product Details

Your Mortgage And You

Buying your home does not have to be a complicated process

It is likely the largest transaction you will ever complete and it comes with a long term commitment. It is important to understand all of the mortgage options before you chose the right mortgage loan for you and your family.

Once you know how it all works,  you'll have the confidence needed when you sign the papers on your first home.

Apply online today.

Adjustable Rate Mortgages

An adjustable-rate mortgage (ARM) is a 30-year home loan with an initial fixed-rate period, typically 3 to 10 years. The interest rate may change on an annual basis once the fixed portion of the loan expires.

Fixed Rate Mortgages

The most common type of home loan is the Fixed Rate Mortgage. The interest rate remains the same for the life of the loan on your future home. Plus, because you know exactly what you will have to pay each month for the duration of the loan, you and your family can easily budget your payments and lower your risk.

Jumbo Mortgages

These loans are available to provide loans for higher-cost homes in higher cost areas like, New York City, or popular destinations like Hawaii. Borrowers who want to buy a large or expensive home may need to consider a Jumbo Mortgage.

VA Loans

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).